First-Time Home Buyer in Ontario
Helping You Buy Your First Home with Confidence
Buying your first home is a big milestone—and with the right guidance, it can be an exciting and rewarding experience. Whether you’re searching in Woodstock, Brampton, Kitchener, Mississauga, or across the GTA, Harjot Pannu is here to guide you every step of the way.
What Is a First-Time Home Buyer?
If you’ve never owned property before in Canada, you’re considered a first-time home buyer, and that comes with valuable incentives and special opportunities—like tax credits, rebates, and low down payment options.
Personalized Home Search
Clarify your needs and wants, and get matched with homes that suit your lifestyle, location, and long-term goals.
Mortgage Navigation
Connect with trusted lenders and get help understanding pre-approval, loan options, and first-time buyer programs.
Step-by-Step Guidance
From viewings to paperwork, offers, and closing—know exactly what’s next and feel confident at every stage.
First-Time Buyer Incentives
Maximize benefits like land transfer tax rebates, RRSP withdrawal programs, and down payment assistance options.
Local Market Insight
Make informed decisions with expert knowledge of Ontario markets including Woodstock, Brampton, and the GTA.
Ongoing Buyer Support
I’m here when you need me—before, during, and even after your purchase—with honest answers and reliable advice.
First-Time Buyer Tips
- Get mortgage pre-approved before house hunting
- Set a clear and realistic budget
- Factor in closing costs, inspections, and property taxes
- Don’t skip the home inspection
- Work with an experienced local real estate agent
Ready to Start Your Home Ownership Journey?
Let’s make your first home purchase smooth and stress-free. Whether you're curious or committed, I’m here to help you move forward with clarity and confidence.